Write off up to 81%* of your Council tax arrears
If you owe £6,000 or more in Scotland to debts such as council tax arrears, you may be eligible to write off debt you cannot afford with a Scottish Protected Trust Deed
Council Tax Arrears
As of 2022 there was £1.295 billion of unpaid council tax in Scotland according to a Scottish Government report – Click here to read more
So if you live in Scotland and have council tax arrears you are certainly not alone and as your local council can go as far back as 20 years to collect council tax arrears this can be a hard one to get away from.
Most commonly your local council will send your uncollected council tax arrears to a Sheriff Officer to issue a warrant through court to take ore serious action to retrieve this from you.
If you have council tax arrears and other debts that total to more than £6,000 you can include this debt into a Scottish Protected Trust Deed that will consolidate all your debts into one monthly affordable plan for only four years and the rest of the debt you do not pay is legally written off.
A Scottish Protected Trust Deed can also help when you have council tax arrears by stopping any wage arrestments that Sheriff Officers have granted on your to retrieve the debt which can make it easier for you to deal with all your debt.
Once your Scottish Trust Deed becomes protected your council tax account will go back to zero allowing you to get back on track as normal with paying council tax and any other priority bills going forward.
Please click below to see what debts can be included in a Scottish Protected Trust Deed.
Enquire
Fill in our form to get started and an advisor will be in touch
Get Advice
An advisor will run through your situation taking into account everything that is needed to give you professional advice, make you aware of your options and pros/cons of solutions available
Sit Back & Relax
Provide the documents required and sit back and relax whilst your Scottish Trust Deed is underway
It’s not easy facing Sheriff Officers or your local council, with Scottish Trust Deed we will arrange for an advisor to help take the stress away
Will my council tax go back to zero?
Yes! Once your Scottish Trust Deed becomes protected (around five weeks after you are accepted) your council tax arrears will be included in the plan and your council tax account will start from zero again.
Do I need to let the council or Sheriff Officers know?
No! This is all done for your by the insolvency practice, you do not need to let any of your creditors know.
Will this remove my earnings arrestment from council tax?
Yes! Once your Scottish Trust Deed becomes protected (around five weeks after you sign) your earnings arrestment will be removed and you do not need to start paying your Protected Trust Deed solution until this is removed.
Council Tax Arrears in Scotland
See below a list of councils in Scotland you can include Council Tax Arrears in a Scottish Trust Deed
Sheriff Officers
Sheriff officers are officers of the court in Scotland who are responsible for enforcing court orders, including orders related to debt recovery, eviction, and repossession. They are authorized by law to carry out certain duties and exercise certain powers, including:
Serving legal documents: Sheriff officers have the power to serve legal documents, such as summonses, writs, and court orders, to individuals and businesses.
Debt recovery: Sheriff officers have the power to recover debts owed to creditors by individuals or businesses. This can include seizing assets or property, arresting wages, or freezing bank accounts.
Eviction and repossession: Sheriff officers can carry out eviction orders or orders for repossession of property, including changing locks and removing belongings.
Arrest and imprisonment: In certain circumstances, sheriff officers can arrest individuals who have failed to comply with court orders, such as those related to debt recovery or eviction.
Seizure of vehicles: Sheriff officers can seize vehicles, such as cars or vans, to enforce court orders or to recover debts owed.
It is important to note that sheriff officers are bound by strict legal and ethical standards, and must carry out their duties in a fair and professional manner. If you are concerned about the actions of a sheriff officer or believe that they have acted outside of their legal authority, you should seek legal advice.
Please click below for more on debts with a Sheriff Officer.