Have your debts built up over the holidays & you are worrying how you are going to pay them back?

The most common time of the year for people to struggle with debts is after the Christmas & New Year holidays.

Do you find that now Christmas and New Year are out the way you have either built up debts you don’t know how you are going to pay back or simply can’t meet the minimum payments for your debts anymore? A Scottish Protected Trust Deed could be the answer!

Here at www.scottishtrustdeed.info we help thousands of people every year get their finances in order using a Scottish Protected Trust Deed but the most popular time of the year for people to seek help is after the holidays. Why is that? Well there can be many factors but by collecting feedback from enquiries we find that due to large gaps in pay periods over the holidays can stretch family’s and just generally the cost of Christmas.

So is a Scottish Protected Trust Deed the answer? A Scottish Protected Trust Deed can help residents of Scotland with £5000+ of unsecured debt by putting a piece of government legislation in place that is legally binding between you and your creditors (the people you owe money to).

The benefits of doing a Scottish Protected Trust Deed can be

It will stop your creditors contacting or harassing you altogether
You only pay what you can afford each month for 48 months to get debt free
All interest and charges are frozen
We do not charge you to set up the plan nor do we charge you monthly fees
You can write off up to 75% of your unsecured debt
Protect your home and car
Stop any legal action from your creditors
Stop any pending or current Attachment of Earnings (wage arresment)
Stop your creditors freezing your bank account(s)

The parts you must know about doing a Scottish Protected Trust Deed

It will go on your credit file for a maximum of six years
It may stop you gaining credit the four years you are in the plan
Failure to make payments to the plan and make no contact at all could lead to the plan failing

If you are stressing out about your debt just get in touch and one of our friendly advisor will do their best to take the worry away!