Can a Scottish Protected Trust Deed help with HMRC Tax Credit Overpayments?

Had a letter in from HM Revenue & Customs regarding you tax credits to say you have be overpaid in the past? A Scottish Protected Trust Deed could be the solution!

Here at we have helped many people in Scotland who have had a debt with HM Revenue & Customs (HMRC) for being overpaid tax credits in the past. Now generally you would think someone has been paid too much in the past so they need to pay it back, right? Not necessarily as it has been wel noted in the past that HM Revenue & Customs (HMRC) have been known to very often overpay people who are due tax credits and calculate it well after, so it is not a case that the individual has lied about their circumstances etc.

What can be done about this? Had a bill in for £000’s and worrying how it will be paid back? Have HM Revenue & Customs (HMRC) tried to arrest your income, tax credits or even your bank account to get the money repaid?

Thinking debt help in Scotland is not an option because it is HM Revenue & Customs (HMRC)? Not correct you can write off up to 75% of your unsecured with a Scottish Protected Trust Deed in Scotland which is a piece of government legislation that is legally binding and once protected your creditors cannot back out nor can they impose a wage arrestment, attachment of earnings, stop your tax credits or arrest your bank account. The Scottish Protected Trust Deed also has various benefits such as freezing all interest and charges on your debts, stopping all contact from your creditors and allowing you to pay back what you can afford over four years and the rest of the debt is legally written off.

If you feel this relates to you or someone around you just leave your details on our site and an advisor will be in touch to explain your options and how the plan works and you could receive a free face to face visit to resolve the matter.