Write off up to 81%* of your debt

Scottish residents can use Government legislation to prevent bankruptcy and be debt free in just four years with a Scottish Trust Deed

Debt consolidated into one plan

A Scottish Trust Deed will consolidate all your debt into one plan and you just make one affordable payment each month.

Take all the stress away from dealing with each creditor yourself and at the end write off what you cannot afford.


Fill in our form to get started and an advisor will be in touch

Get Advice

An advisor will run through your situation taking into account everything that is needed to give you professional advice, make you aware of your options and pros/cons of solutions available

Sit Back & Relax

Provide the documents required and sit back and relax whilst your Scottish Trust Deed is underway

It's time, to take that first positive step to getting debt free

It’s not easy facing your debts or creditors, with Scottish Trust Deed we will arrange for an advisor to help take the stress away 

All Inclusive Debt Service

We only introduce you to regulated advisors that will help you through the whole process

No Setup Costs

The advisors that we introduce you to will not charge a setup fee for a Scottish Trust Deed

Quick Action

There is no queuing with Scottish Trust Deed we will ensure an advisor is on your case straight away

Sheriff Officers

Stop action from Sheriff Officers such as contact, earnings or bank arrestments and legal action with a Scottish Trust Deed.

The Most common debt passed to a Sheriff Officer is Council Tax arrears or rent arrears but any debt can be sent to a Sheriff Officer.

What debts can be included in a
scottish trust deed?

Wondering what debts you can include a Scottish Trust Deed?

All unsecured debt can be taking into a Scottish Trust Deed, such as loans, credit cards, store cards, Gas/Electricity/Oil arrears, utility and communication bills, overdrafts, rent arrears, council tax arrears, reposession bills and much more!

Sheriff Officer Debts

Credit Union Debts

Store Cards

Credit Cards

Utility Debts

Rent Arrears

Loans or Overdrafts

Council Tax Debts

What is a scottish trust deed?

A Scottish Trust Deed is a form of insolvency that prevents you going Bankrupt. This is a legally binding agreement between you and your creditors that will generally get you debt free in just four years.

Freeze Interest & Charges

Stop charges getting in the way of getting you debt free

Be Debt Free in Just 4 Years

Be debt free in a realistic time frame

Debts Under Control

Stop your debts spiralling out of control by consolidation them into one affordable plan

Are your debts time barred / 'statute barred'?

Check if you qualify to write off debt you cannot afford

Open Hours

Monday to Friday 09:00 - 20:00